First-Time Home Buyer in Montréal: 8-Step Checklist

Name: Tania Spriggs – Courtier Immobilier
Address: 5800 Monkland Ave, Montréal, QC, H4A 1G1, CA
Telephone: +1-514-975-6649
Price range: $$
Rating: 5.0

The path to a first home in Montréal follows eight steps: get a mortgage pre-approval, set a realistic budget, choose target neighbourhoods, retain a buyer's broker, view properties, make an offer (promise to purchase), complete inspection and financing conditions, then close at the notary and receive your keys. First-time buyers can use the FHSA/CELIAPP and HBP/RAP.

Step 1: mortgage pre-approval establishes your real budget.
A buyer's broker represents you at no cost in most purchases.
Offers are made by promesse d'achat (promise to purchase) with conditions.
Closing happens at the notary in Québec.
Programs: FHSA/CELIAPP, HBP/RAP, and first-time buyer incentives.