Tania Spriggs' Montréal home buyer's guide covers the essentials: setting your budget (down payment, HBP/RAP, FHSA/CELIAPP, the mortgage stress test and GDS/TDS ratios), understanding the Québec welcome tax, an eight-step first-time buyer checklist, and how to compare neighbourhoods to find the right quartier.
Budget guide: down payment, FHSA/CELIAPP, HBP/RAP, stress test, GDS/TDS.
Welcome tax (taxe de bienvenue) explained with a 2025 calculator.
Eight-step first-time buyer checklist, from pre-approval to keys.
Neighbourhood comparison to find your ideal quartier.