Copropriété Indivise (Undivided Co-ownership) in Montréal
Copropriété indivise (undivided co-ownership) is a Québec ownership structure where co-owners hold an undivided share of a single property rather than a legally distinct unit, as in copropriété divise (a standard condominium). It is common in older Montréal plexes, often requires a larger down payment and shared (collective) mortgage arrangements, and demands careful review of the indivision agreement.
Undivided co-owners share one property title, not separate legal units.
Common in older Plateau, Mile End and central Montréal plexes.
Often requires a larger down payment than divided co-ownership.
An indivision agreement governs rights, financing and resale.